Commercial Underwriter III Job at Gpac, Miami, FL

bGZxdjJsQnpEdURyUGJGTGdTS0V3dGF0MEE9PQ==
  • Gpac
  • Miami, FL

Job Description

Commercial Underwriter III (Remote)
We're looking for an experienced Commercial Underwriter III to join our growing Commercial Lending team. This role is responsible for conducting in-depth credit and financial analysis on new loan requests-ensuring safety, soundness, and minimal risk to the organization. You'll focus on more complex loans including LIHTC, large CRE transactions, Commercial & Industrial loans , and will progressively underwrite New Market Tax Credit deals. Experience in renewable energy or solar lending is strongly preferred.

This is a remote position open to candidates based in Mississippi, Alabama, Tennessee, Louisiana, or Arkansas .

Key Responsibilities:

Partner with loan officers and market leaders to assess credit requests and develop risk mitigation strategies.

Conduct credit reviews for loan packages, evaluating compliance with Credit Union policies and NCUA guidelines.

Analyze business operations, cash flow, financials, collateral, management, and projections.

Utilize tools such as UCA, Net Operating Income, EBITDA, and Global Debt Service to calculate financial ratios.

Research industry trends and market data to support credit analysis.

Review and incorporate third-party reports and financial projections.

Restructure deals as needed and prepare detailed credit memos for Credit Committee review.

Support loan extensions, modifications, and periodic portfolio reviews.

Stay current on NCUA regulations, credit trends, and internal credit culture.

Assist with special projects and administrative duties as needed.

Required Qualifications:

Bachelor's Degree in Finance, Accounting, or related field

7+ years of experience in commercial credit analysis and underwriting

Strong verbal and written communication skills

Proficient in financial analysis tools, spreadsheets, and credit systems

Preferred Qualifications:

Experience with renewable energy or solar lending

Background in development finance

Familiarity with Moody's KMV, Baker Hill / NextGen, or similar spreading software

Key Skills & Competencies:

Strong analytical and problem-solving abilities

Ability to interpret financial documents and market data

Proficient in evaluating creditworthiness and restructuring loans

Excellent attention to detail and written communication

Organizational awareness and results-driven mindset

Work Environment:

Requires reliable internet, a quiet workspace, and ability to collaborate via WebEx, Teams, and email

Reasonable accommodations available for individuals with disabilities

What We Offer:

Paid Vacation & Sick Time

11 Paid Holidays

401(k) with Company Match

Medical, Dental, and Vision Insurance

Flexible Spending Account (FSA)

Disability & Life Insurance

Critical Illness & Accident Coverage

Employee Assistance Program (EAP)

Tuition Reimbursement & Professional Development Opportunities

Ready to bring your expertise to a mission-driven team? Apply now and help us build stronger communities through responsible lending.

How to Apply:

I partner with companies all over Florida and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Kaleb McCarty at

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Job Tags

Holiday work, Remote job, Flexible hours,

Similar Jobs

Chick-fil-A

Truck Stocker Team Member Job at Chick-fil-A

Chick-fil-A Truck Stocker Team Member Are you looking for a positive and team-oriented work environment? Do you enjoy working in a fast-paced setting where you can make a difference every day? Join Chick-fil-A as a Stocker Team Member and be part of a team that focuses...

Top Level Promotions

Office Administration Assistant - Work from Home Job at Top Level Promotions

 ...Work from Home Office, Data Entry Remote Part-Time/Full-time Job About the Job Position: This remote entry-level role comes with...  .... * Proficiency in fundamental computer applications and typing, encompassing email correspondence and data input. * Capacity... 

TriWest Healthcare Alliance

Health Coach Job at TriWest Healthcare Alliance

 ...dietician or registered nutritionist with a CDE, however we would be interested all applicants that hold a CDE. Military Health Wellness Coach: Life Transitions/Stress Management We offer remote work opportunities (AZ, AK *CO , HI, IA, ID, IL, KS, MN, MO, MT, NE,... 

Arrow Electronics

Business Process Analyst Job at Arrow Electronics

**Position:**Business Process Analyst**Job Description:****What You Will Be Doing:**+ Business Process Analyst responsible for developing reports, metrics or dashboard and provide data analysis support in a global business environment+ Requirement gathering, solution... 

Get It - Real Estate

Licensed Insurance Agent - Remote | WFH Job at Get It - Real Estate

 ...helping people? Do you thrive in a fast-paced, customer-focused environment? If so, we want you to join our growing team as a Licensed Insurance Agent! We're looking for an enthusiastic individual to build strong relationships with our customers and provide them with...