Consumer Loan Officer Job at Straits Area Fed Credit Union, Indian River, MI

bHY2aDMxTjBBZXJvTUxGTmlTeUR3ZGVy
  • Straits Area Fed Credit Union
  • Indian River, MI

Job Description

Why join Straits Area Federal Credit Union?
Here at SAFCU, we take pride in giving our members the best experience and service available. In order to achieve our goal, we understand that it starts with our employees. For this reason, we have created an atmosphere that allows each employee to reach their highest potential and set them up for success in the future.

 

Purpose of a loan officer

Effectively establish relationships with members, identify their needs and wants, then offer appropriate solutions in a way that exhibits value along with the risks and benefits

Duties of a loan officer
  • Processes loan and/or visa applications by evaluating applicant information and documentation either in person or electronically.

  • Consult with members about their lending needs to help them achieve their goal while analyzing their credit worthiness.

  • Evaluate loan applications and documentation and requests any other documentation that may be needed in making a solid loan decision.

  • Prepare notes regarding the loan application and submit timely and accurate loan applications to the underwriter(s) for review.

  • Collect closing information that is needed for the closer to be able to close the loan in a timely manner.

  • Help customers by answering questions and responding to requests.

  • Maintain member confidence by keeping loan information confidential.

  • Promote loan products and meet monthly loan goals.
  • Maintain knowledge of lending regulations, the economy and rates

Loan Officer Qualifications & Skills

 

  • Negotiation skills

  • Willingness to ask difficult questions

  • Working under pressure

  • Multitasking many applications at one time

  • Strong computer skills

  • Willingness to learn new programs

  • Excellent written and verbal communication skills

  • Ability to work both in a team and independently ​​​​​​​​​​​​​​​​​​​​​
​​​​​​​​​​​​​​
Certifications

Credit Life and Credit Disability Insurance as well as Financial Counseling. These are not required to have before hiring and will be provided to you through the Credit Union. 

 

Benefits of working at Straits Area Federal Credit Union

 

• Competitive pay with opportunities for annual raises, promotions, and bonuses

• Substantial 401k contributions

• Free individual health insurance

• Promote from within whenever possible

• We value making an impact in the community with involvement in many different events/organizations

Job Tags

Full time,

Similar Jobs

CHS Inc

Hazmat Truck Driver Job at CHS Inc

 ...Hazmat Truck Driver at CHS Inc summary: CHS Inc. seeks a CDL A Truck Driver to deliver refined fuels and propane gas safely and efficiently in the Grand Forks, ND area. The position entails pre-trip inspections, maintaining logs, and ensuring compliance with safety... 

The Call Firm, LLC

Paralegal Job at The Call Firm, LLC

 ...organized Paralegal to join our legal team. As a Paralegal, you will...  ...support to our attorneys and assist in various legal tasks. Your...  ...Life insurance Paid sick time Paid time off Referral program...  ...program Employment Type: Part-Time Salary: $ 47,900.00... 

Impilo

Head of Finance Job at Impilo

 ...Job Title: Head of Finance Location: Philadelphia Department: Finance Reports To: Chief Executive Officer (CEO) or Chief...  ...teams, board members, and external stakeholders. Knowledge of corporate finance, financial modeling, and accounting principles (GAAP or... 

Royal Acquisitions Inc

Verizon Customer Service Representative Job at Royal Acquisitions Inc

 ...perfect time to kickstart your career in telecommunications and customer service! What better way to spread cheer than by working with...  ...daily. Our company is actively seeking friendly, motivated Verizon Customer Service Representatives to fill immediate openings in... 

Airplus Refrigeration, Inc.

Work From Home - Data Entry Clerk Job at Airplus Refrigeration, Inc.

 ...We are looking for a focused Data Entry Clerk to continuously update...  ...into relevant databases in a timely and accurate manner. You will...  ...Other Requirements This is an online work at home position, so you...  ...internet access. Full time & Part time telemarketing position...